For investors and traders in India

Stop dreading tax season. Let SMART do your trading books.

Log in to your broker once. SMART collects your trades, works out charges and capital gains, and hands you reports your CA can file from.

Downloads automatically from

Coming soon

Features

Dashboard 1 Apr 2025 to 13 Oct 2025
Net profit₹1,38,988
Turnover₹48,62,910
Charges paid₹18,742
Zerodha · ZX1234Up to date · 13 Oct
Fyers · FY5678Up to date · 12 Oct
3 issues to reviewSee Issues
Global P&L since the books began
Net invested₹12,50,000
Value today₹15,38,420
Global P&L+₹2,88,420
Equity delivery ₹1,86,240Intraday −₹12,480F&O ₹1,48,900Mutual funds ₹36,940
Rating reviewed at every month end on your last trades
A+Investment grade
Outlook: PositiveThe next review leans up
Next review: 31 Oct 2025On your last 100 trades
Jun A−Jul AAug ASep A+
Import broker files downloads only what the books are missing
Zerodha · ZX1234Logged in
Fyers · FY5678Logged in
tradebook-ZX1234-EQ-2025-26.csv412 trades
tradebook-ZX1234-FO-2025-26.csv186 trades
ledger-ZX1234-2025-26.csv1,048 lines
tradebook-ZX1234-MF-2025-26.csvDownloading…
Day book every voucher, newest first

DateVoucherParticularsDebitCredit

13 OctContract noteZerodha · INFY buy 1015,642.30

13 OctReceiptFunds added · Zerodha50,000.00

12 OctContract noteFyers · NIFTY 25000 CE sell3,412.75

10 OctJournalDividend · HDFCBANK480.00

09 OctPaymentDP charges · Zerodha15.93

New voucher manual entries are kept as-is when imported data is rebuilt
Date13-10-2025
TypeJournalPaymentReceiptContra
NarrationAnnual maintenance charge, demat account

AccountDebitCredit

Bank charges236.00Remove

Zerodha236.00Remove

Total236.00236.00

NarrationAdvance tax paid from bank

AccountDebitCredit

Income tax15,000.00Remove

Bank15,000.00Remove

Total15,000.0015,000.00

NarrationInterest on savings account

AccountDebitCredit

Bank1,240.00Remove

Interest received1,240.00Remove

Total1,240.001,240.00

NarrationFunds moved from bank to Zerodha

AccountDebitCredit

Zerodha50,000.00Remove

Bank50,000.00Remove

Total50,000.0050,000.00

Add lineSave voucher
Account ledger Zerodha · ZX1234

DateParticularsDebitCreditBalance

01 OctOpening balance1,05,670.20 Dr

06 OctContract note · EQ32,108.4073,561.80 Dr

09 OctDP charges15.9373,545.87 Dr

10 OctContract note · F&O16,484.4390,030.30 Dr

13 OctFunds added50,000.001,40,030.30 Dr

13 OctContract note · EQ15,642.301,24,388.00 Dr

Trial balance as at 13 Oct 2025

AccountDebitCredit

Capital account12,50,000

Investments – equity shares11,84,600

Investments – mutual funds2,10,400

Zerodha1,24,388

Short-term capital gains46,850

Long-term capital gains52,600

… 14 more accounts

Total16,20,13016,20,130

Profit & Loss for the year ending 31 Mar 2026

Dr

Brokerage & trading expenses14,262

STT4,480

DP charges & AMC1,180

Intraday equity loss3,120

Net profit1,38,988

Cr

F&O P&L (non-speculative)58,400

Short-term capital gains46,850

Long-term capital gains52,600

Dividends4,180

Total1,62,030

Balance sheet as at 13 Oct 2025

Capital & liabilities

Capital account12,50,000

Profit of earlier years2,08,100

Profit this year1,38,988

Total15,97,088

Assets

Investments – equity shares11,84,600

Investments – mutual funds2,10,400

F&O open positions32,500

Zerodha1,24,388

Fyers45,200

Total15,97,088

Holdings at NSE closing prices, 13 Oct 2025

ScripQtyCostValueUnrealised

INFY1201,81,4881,78,344−3,144

HDFCBANK1502,43,6002,51,8508,250

RELIANCE901,30,9501,24,020−6,930

NIFTYBEES8002,08,0002,22,40014,400

14 holdingsCost ₹11,84,600Value ₹11,25,932Unrealised −₹58,668
Capital gains FIFO per broker · 112A grandfathering

ScripQtyHeldTypeGain

INFY4013 monthsLTCG9,840

HDFCBANK256 monthsSTCG4,215

TATAMOTORS606 monthsSTCG−2,760

NIFTYBEES20026 monthsLTCG12,300

STCG ₹46,850LTCG ₹52,600+ 38 more sales
Intraday & F&O P&L FY 2025-26

SegmentTradesGrossChargesNet

Intraday equity148−1,8601,260−3,120

Futures6422,1401,94020,200

Options12241,6303,43038,200

Total33461,9106,63055,280

Speculative −₹3,120Non-speculative ₹58,400
Charges by segment FY 2025-26

Equity delivery11,384

F&O5,370

Intraday1,260

Commodity642

Mutual funds86

Total ₹18,742STT ₹4,480Brokerage & other ₹14,262
Merged accounts Family · 3 PANs · FY 2025-26
Net invested₹24,80,000
Value today₹29,14,650
Global P&L+₹4,34,650
Ramesh · ABCPXXXXFZerodha, Fyers · +₹2,88,420
Sunita · BCDPXXXXGZerodha · +₹1,02,880
Ramesh HUF · CDEHXXXXHDhan · +₹43,350
Sample data for illustration. Your own figures appear once your broker files are in.

Four easy steps

  1. 1

    Add yourself

    Your name, PAN and whether you invest or trade.

  2. 2

    Pick your brokers

    Tick the brokers you trade with — use as many as you like.

  3. 3

    Log in once

    SMART fetches every past year it is missing and keeps the current one up to date.

  4. Your reports are ready

    P&L, Balance Sheet, capital gains — plus a list of anything to check.

Everything a careful accountant would do

Your data stays on your PC

Your books are a file on your own computer. SMART works offline between licence checks.

Every segment covered

Shares, intraday, F&O, commodities, currency, mutual funds, T-bills and G-secs.

Capital gains done right

FIFO per broker, short and long term, and 112A grandfathering at the 31-01-2018 value.

Charges checked against your ledger

Brokerage, STT, stamp duty and GST are worked out, then matched to what your broker actually settled.

See how you really did

Global P&L shows today's value against everything you've put in, by segment, year and broker.

Whole family, one view

Unlimited PANs and computers. Merge family members' accounts to see holdings, gains and P&L together, while each PAN keeps its own books for tax.

Questions

Do I need to download files from my broker?

No. For Zerodha, Fyers, Dhan and Angel One, SMART logs in through a built-in browser and downloads your trade books and ledgers for you.

Is it for investors or traders?

Both. When you create an account you choose whether delivery shares are investments (capital gains) or stock-in-trade (business income).

Which years can it handle?

One file holds all your financial years. For Zerodha, history goes back to 2017-18, the earliest Console offers. Holdings and balances carry forward from year to year.

I trade under my family's PANs too. Can I see everything together?

Yes. Merge their accounts into one merged account to see holdings, capital gains, intraday and F&O P&L and charges across every PAN, with totals per PAN. Each PAN still keeps its own books and tax figures, and you can split them apart at any time.

Does it work offline?

Yes. SMART checks your licence online and then works offline for up to 7 days. It also updates itself when a new version is out.

How much does it cost?

You pay for financial years; accounts (PANs) and computers are unlimited.

Ready when you are

Windows 10 / 11 · v1.0.0-alpha.2 · Installs in seconds, updates itself

Download SMART You'll need a licence key to activate.